Storm Damage Roof Repair
Northern Illinois weather can be brutal on roofs, from spring hailstorms to summer wind and winter ice dams. Here's what to look for after a storm, and how to get a free estimate.
Storm damage often isn't obvious from the ground, but it can lead to serious problems if left unaddressed. Hail impacts can crack shingles and knock off their protective granules. High winds can tear off shingles or lift edges, allowing water in. Falling branches can puncture your roof deck. Even if you don't see an obvious leak, storm-damaged roofs can deteriorate quickly. Many homeowners also don't realize that insurance policies usually have time limits for reporting damage, so check yours sooner rather than later.
What to Expect
- 1
Stay Safe – Don't climb onto a damaged or wet roof. If water is coming in, protect belongings and contain the leak from inside.
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Document Everything – Take dated photos of damaged shingles, dented gutters or vents, fallen branches, and any interior water stains.
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Check Your Policy – Look up your deductible and the deadline for reporting damage, and contact your insurance company if you plan to file.
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Get a Free Estimate – Tell us what you're seeing. Final pricing is confirmed after an on-site inspection.
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Repair or Replacement – Based on the extent of damage, the roof is repaired or replaced with quality materials.
Materials & Options
- Impact-resistant shingles for better future storm protection
- Underlayment and ice & water shield
- New flashing systems to prevent leaks
- Properly rated fasteners for Illinois wind conditions
- Roof deck repair if damage extends beyond shingles
Whether storm damage is covered depends on your homeowner's policy and deductible. Start with a free estimate so you know what the repair involves.
Get My Free EstimateFrequently Asked Questions
How do I know if my roof has storm damage?
Common signs include missing or damaged shingles, dented gutters or vents, granules in gutters, bruising on shingles (from hail), and interior water stains. Hail damage especially can be subtle and hard to see from the ground, so after any major storm it's worth having the roof looked at.
Will my insurance cover storm damage repairs?
Many homeowner's policies cover sudden weather events like hail, wind, and falling trees, but coverage depends on your specific policy and deductible. Your insurance company and your policy documents are the final word. Good photos and a written estimate make that conversation easier.
How long do I have to file a storm damage claim?
This varies by insurance company and policy, and some windows are short. Check your policy or call your insurer. Don't wait: the sooner you document the damage, the better.
Should I sign a contract with a contractor who knocks on my door after a storm?
Take your time. Out-of-town storm chasers often show up after big hail events and disappear once the work is paid for. Ask for proof of an Illinois roofing license and insurance, get a written estimate, and never sign anything that hands over your insurance claim.
Can I upgrade materials if insurance is paying for repairs?
Usually, yes. Insurance typically covers like-for-like replacement, and you can upgrade to better materials, such as impact-resistant shingles, by paying the difference. Confirm the details with your insurer.
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